Mortgage • 2026 • No. 10
City Creek Mortgage
Salaried loan officers and transparent pricing that put homebuyers first.
- Location
- Draper, Utah
- Year Awarded
- 2026
- Category
- Mortgage
- Record
- No. 10
The citation.
City Creek Mortgage is built on a simple idea: remove every incentive to overcharge. Salaried loan officers earn the same regardless of loan size, and proprietary technology lets consumers see real rates, fees, and options instantly — no personal information required. A family-run team continues to innovate on behalf of Utah homeowners.
Founder
Mike Roberts, Co-Founder
Mike Roberts co-founded City Creek Mortgage with his wife, Tobi, in 1998. City Creek stands apart with salaried loan officers who earn the same income regardless of mortgage size, removing any incentive to charge clients more. The company's proprietary technology allows consumers to see real rates, fees, and options instantly without providing personal information. Now working alongside his wife and their two adult children, Mike continues to innovate and help clients save money.